Access Services (Access) offers a comprehensive package of employee benefits. Coverage of insurance begins the first day of the month after 30 days of employment. These benefits include the following:
Comprehensive Health Insurance:
Participants may choose coverage for themselves and any eligible dependents, or to opt-out of the plan if they are covered by another employer sponsored plan.
Access pays 95% of the entire premium cost for PPO, HMO and Kaiser coverage for both employee and eligible dependents, up to limits established by the Board of Directors.
Dental Insurance:
The Prepaid Dental Benefit (DHMO) option provides basic care at no charge to the employee and other services at a low co-payment.
Indemnity Dental Benefits (DPO) option provides basic care at no charge to the employee and other services at a payment of 90% on most usual and customary charges up to $1,500 per year.
Premiums are 100% paid by Access for both employee and eligible dependents.
Vision Insurance:
Comprehensive vision insurance (PPO) covers frames, lenses, contact lenses and exams.
Premiums are 100% paid by Access for both employee and eligible dependents.
Chiropractic Insurance:
PPO Chiropractic coverage provides up to 20 visits per calendar year. Premiums are 100% paid by Access for both employee and eligible dependents.
Life and Long Term Disability Insurance:
Employer-paid Life Insurance provides an amount equal to the employee’s annual salary. Premiums are 100% paid by Access for employees; dependents are not eligible for this benefit. Employees may choose additional voluntary life insurance and pay the premiums through payroll deductions.
Employer-paid Long Term Disability Insurance provides up to 66% of salary for employees unable to work after a 90-day waiting period. Premiums are 100% paid by Access for employees; dependents are not eligible for this benefit.
Long Term Care:
Employer paid Long Term Care Insurance provides basic coverage of $2,000 per month for qualified confinement to skilled nursing facility. See plan for details. Premiums are 100% paid by Access for employees. Employees may choose additional coverage choices and pay the premiums through payroll deductions.
Premiums are 100% paid by Access for both employee and eligible dependents, except for voluntary coverage.
Supplemental Insurance:
Employees may elect any of several voluntary supplemental insurance policies, and pay for the premiums via payroll deduction. Employees may opt for supplemental insurance at any time.
Flexible Spending Accounts:
Access participates in Flexible Spending Accounts (FSA) as regulated by the Internal Revenue Service. Employees become eligible during open enrollment periods and take effect July 1 each year.
Credit Union:
Employees are eligible to join the credit union at any time.
Paid Time Off (PTO):
All regular full-time employees accrue PTO from the first day of employment. PTO is accrued according to the following accrual rate:
- Twenty-two days per year for the first four years worked
- Twenty-seven days per year beginning in the fifth year worked
- Thirty-two days per year beginning in the ninth year worked
Holidays:
Ten scheduled paid holidays per year.
Retirement:
CalPERS (California Public Employees Retirement System) - 100% employer-paid, 2% @ 60, employees are vested after five years’ service.
403 (b)(7) tax sheltered annuity retirement plan. Currently there is no employer contribution.
Transportation Reimbursement:
Monthly reimbursement for transit passes up to Metro’s Zone 2 (Los Angeles County) through payroll. Eligible employees also are enrolled in the B-TAP Metro pass program and receive an annual B-TAP pass.
Educational and Tuition Reimbursement Plan:
Educational assistance is offered upon completion of six months probationary period up to $1,200 per fiscal year and must be pre-approved in accordance with Access' policies.
Employee Assistance Plan:
Access provides employees with confidential resources through an Employee Assistance Plan (EAP). The plan offers free and discounted services for work-life balance, elder care, child care, eating disorders, marriage and family counseling, and some legal matters such as wills or living trusts.